Refund & Cancellation Policy

सारांश: ₹399 वाली DPR पर कोई refund नहीं है। Payment से पहले पूरी report का free sample दिखता है और payment से पहले आपको इस policy पर ✓ लगाना होता है। सिर्फ़ तब पैसा वापस होगा जब पैसे कटे पर report न खुले, या दो बार पैसे कटें।

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Last updated: 13 November 2026.

Rs. 399 DPR report: no refund

Payments for the Rs. 399 DPR report are non-refundable. You see the complete report as a watermarked sample before paying, and you must tick your acceptance of these Terms and this Refund Policy before the payment page opens. The clean PDF is a digital product delivered immediately, so once the payment succeeds we do not refund it, including for a change of mind, because a bank asked for a different format or changes, or because a loan was not sanctioned. You can still edit details and regenerate the report within the allowed limit.

Payment problems (not a refund of the report)

These are not refunds of a delivered report; we return money that was taken without the report being delivered:

• Money was debited but the report did not unlock within 24 hours and we cannot unlock it for you.
• You were charged twice for the same report: the extra payment is returned.

Expert DPR

• Full refund of the Expert DPR amount if our team has not called you within 24 घंटे of payment, or if you cancel before we start working on your report.
• Once our team has started updating your report on your instructions, the Expert DPR amount is not refundable.

How to ask

Write to mycredivo@gmail.com or call +91-XXXXXXXXXX within 7 days of payment (payment problems or Expert DPR only) with your report code and Razorpay payment ID. Approved refunds are made to the original payment method within 5-7 working days.

Cancellation

There is no subscription. Nothing renews or is charged again.